
The Perils of Retroactive Living
Retroactive living is falling into the trap of continuously paying for last month’s (or last year’s) experience long after it happened. It is the typical way most people use their credit cards.

Your Tax Refund & The 50/50 Rule
Were you lucky enough to receive a tax refund?
If so, before you start planning on how you’re going to spend it, can I ask a personal question? Do you suffer from Goldfish Syndrome?
Let me explain…





