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      <image:title>Articles - Your Tax Refund &amp; The 50/50 Rule</image:title>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Articles - The Payday Habit - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Articles - Money &amp;amp; Lifestyle - Where’s the Balance? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2022-12-02</lastmod>
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    <lastmod>2022-07-08</lastmod>
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    <image:image>
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      <image:title>Success Stories - JoAnna</image:title>
      <image:caption>Hawaii I purchased the book, Living the Savvy Life in 2011.   Lets face it, who doesn’t want to live a savvy life.    At the time I was living very paycheck to paycheck and knew I wanted something more.  Spending my money on things I loved and not on things that didn't resonate with me.   From the first time I read the book (yes I’ve read it multiple times), I knew that travel was what I wanted to save for and spend my money on.  Everything about it brings me such joy and happiness.    When I had the opportunity to work with Melissa, the author, she not only helped me create a Spending Plan but also transformed the way I think about money. I’d like to believe that her guidance continues to influence my mindset today. Thanks to that shift, I’ve been able to save for—and enjoy—some truly amazing trips. Most recently, my mother got her first passport and we were able to spend her 77th birthday in Paris, France.  The memories that were made will last a lifetime.  To be able to take that trip with my mom,( and my cousin joined us too) is the trip I will cherish the rest of my life.  I continue to enjoy the emails Melissa sends and will forever be grateful to her.  I give Melissa and my financial planner all the credit.</image:caption>
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      <image:title>Success Stories</image:title>
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      <image:title>Success Stories</image:title>
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    <image:image>
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      <image:title>Success Stories</image:title>
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    <image:image>
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      <image:title>Success Stories</image:title>
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      <image:title>Success Stories</image:title>
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    <loc>https://www.thesavvylife.com/savvylivingfinancial-wellness-program</loc>
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    <lastmod>2023-04-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ed1a78844645f20fdb30095/1616348881564-N1L8D88YWZ786QFXK1QU/Savvy+Living+Financial+Wellness+Program-cropped.png</image:loc>
      <image:title>Corporate Wellness Program - Personal Finance from a lifestyle perspective.</image:title>
      <image:caption>The program is a self-paced, on-demand video series. Your employees can fit the program into their busy schedules, starting and stopping as they have the time. Each of the 11 courses includes a downloadable pdf handout with exercises and reference points.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ed1a78844645f20fdb30095/1619800610324-OZJQDG1CHKS7ZHFDHPTF/Savvy+Money+Habits+Thumbnail+2.jpg</image:loc>
      <image:title>Corporate Wellness Program - We’re excited to present this material to your employees on-demand.</image:title>
      <image:caption>Over the last 12 years we’ve taught this information through live classes and webinars over 500 times. It’s the same information that’s helped us transform the lives of hundreds of clients.</image:caption>
    </image:image>
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      <image:title>Corporate Wellness Program</image:title>
      <image:caption>Set your company apart by providing greater value to your employees while strengthening your client base.</image:caption>
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      <image:caption>The program is a self-paced, on-demand video series. Your clients will learn at their own pace, starting and stopping as they have the time. Each course includes a downloadable pdf handout with exercises and reference points.</image:caption>
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      <image:title>DRAFT Wellness Program Downloads - We’re excited to present this material to your clients on-demand.</image:title>
      <image:caption>Over the last 9 years we’ve taught this information through live classes and webinars over 500 times. It’s the same information that’s helped us transform the lives of over 700 clients.</image:caption>
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      <image:caption>The program is a self-paced, on-demand video series. Your employees can fit the program into their busy schedules, starting and stopping as they have the time. Each of the 11 courses includes a downloadable pdf handout with exercises and reference points.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ed1a78844645f20fdb30095/1619800610324-OZJQDG1CHKS7ZHFDHPTF/Savvy+Money+Habits+Thumbnail+2.jpg</image:loc>
      <image:title>Wellness Program - Corporate - We’re excited to present this material to your employees on-demand.</image:title>
      <image:caption>Over the last 9 years we’ve taught this information through live classes and webinars over 500 times. It’s the same information that’s helped us transform the lives of close to 700 clients.</image:caption>
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      <image:caption>Set yourself apart from other companies by providing greater value to your employees.</image:caption>
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      <image:title>Wellness Program - Corporate - We don’t equate financial responsibility with self-denial.</image:title>
      <image:caption>The series helps employees prioritize their goals, finding more money for the things and experiences they truly want.</image:caption>
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