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Day-to-Day Financial Education PDF Print E-mail
The Savvy Life is a financial education company whose purpose is to provide clients the day-to-day financial education they did not learn from parents or in school.  This education is provided through articles, books, classes, seminars and one-on-one coaching. 
Money Affects Everything
The Savvy Life teaches personal finance from a lifestyle perspective because money affects everything.  It affects where you live, what you eat, what you wear and how you spend your free time.  Effective money management is about so much more than contributing to a retirement account or buying an item on sale. 
The Savvy Life Philosophy
We work with clients to create a strong financial foundation by implementing savvy day-to-day habits and routines.  We then introduce The Savvy Life Philosophy which is to save money in the areas that are not as important to you so you can focus your spending on the areas that are important to you. 

The Savvy Life and Financial Advisors
The Savvy Life teams with financial advisors to offer their clients help plugging financial leaks and streamlining spending through classes, seminars and one-one-one coaching.  One of the main goals of all interaction with advisors’ clients is to find additional money through savvy living to focus on their wealth building and retirement efforts.  
R. Quisol, Financial Advisor
I want to thank you for presenting last week on my telecast.  I can see that your message of getting more from what we have (cashflow) fits well with our financial advisory practices.   You could save our clients more money every year and which means they would be keeping more in their portfolios to grow and hedge against inflation.  I would love to incorporate your services with mine to enhance the overall client experience.  
 Kim Sherman, Bridging The Gap Coaching Client
If you try and spend frugally but don't know where all your money has gone, if you don't have enough money left for groceries and gas at the end of the month, or even if you just want to hone your financial goals and skills to take that much needed vacation, consider purchasing the book, Living the Savvy Life.  For a complete overhaul of your financial situation, The Bridging the Gap Program is well worth every penny.
Melissa Tosetti and her program have changed my life. Though my husband and I bring home enough money each month to take care of our family of five, somehow groceries were always scarce. Our emergency savings account was merely a pipe dream, and our credit card debt was climbing. After all, the dog had to eat and I had no cash in my pocket. I cringed writing checks for random purchases such as buying books at the school book fair; there was never any money in our account to accommodate spur of the moment decisions.
A creature of habit, I dreaded the thought of shopping at deeply discounted stores and constantly clipping coupons to save money and live frugally. Quite the contrary- Melissa's plan harnesses a "savvy" lifestyle, not a "cheap" one. With her relaxed demeanor and common sense guidance, Melissa has encouraged me to make simple changes- changes that have allowed me to have consistent money in the bank for groceries, begin an emergency savings fund, a Christmas Club account, a vacation fund, pay down our debt, and have extra money left over in the checking account for unexpected purchases- all within 2 weeks of beginning her program.
I'm beyond thrilled and am finally sleeping through the night... no more 3am nightmares of how to make it through the end of the month on a consistent diet of noodles and tomato sauce. My family deserves better, and I'm grateful to Melissa for helping me provide that for them; I have an air of confidence knowing that our family's finances are stabilized. I'll be more grateful in December when I have cash to spend on Christmas presents instead of having to whip out the plastic card.
No matter your situation- large or small family, plenty of finances to work with or a shoestring budget, Melissa can help. Finances spiral so quickly out of control. Take that first step today- contact Melissa and gain permanent control of the way you live your life- make yours a "savvy" life.  
Tami Anderson, Bridging The Gap Coaching Client
I reconnected with Melissa earlier this year because I needed a great sounding board to check in on my financial strategy.  Investment advisors give you one piece of the puzzle but I wanted someone to look at the whole picture in the context of my life priorities and goals and let me know where I was tracking well and where I could make changes that would help me better achieve both short and long-term goals.  Melissa was incredibly knowledgeable gave concrete recommendations and, most importantly, kept my goals in mind vs. just one-size-fits all advice.  The investment was well worth it and I plan to check in with Melissa as my circumstances evolve and change to make sure I am still on track.

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