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Demonstration of Purposeful Spending PDF Print E-mail
Written by Melissa Tosetti   
Thursday, 23 October 2014 13:52
While in Atlanta this week for a speaking engagement, I received this email message from my Mom...
 
Went to Dick's Sporting Goods today. Big sale. Tried on 6 tops and put them in my basket......buy 1 get 1 free.  Remembered your Savvy advice, "Don't buy it unless you love it". Left with a box of new golf balls....LOVE THEM.
 
I love you honey, Mom

A great demonstration of purposeful spending from one of the savviest women I know!
 
 
WEBINAR: Thriving During the Holidays PDF Print E-mail
Written by Melissa Tosetti   
Thursday, 25 September 2014 16:02
October 7, 2014
9:00 am and/or 3:30 pm PST
 
Before the season is upon us, learn the tips for taking the stress out of the holidays so you can enjoy them again.  How can you find the money for those extra holiday expenses?  Melissa's Savvy Life money saving strategies will show you how to find the time and the money from Thanksgiving through New Year's Eve.
 
Hosted by: Evelyn Dinkins II, CFP®, CFS®, CRPC®, MSFS®, CAS®
                   Angela DeLion, CFP®
                   Dinkins, DeLion & Associates
                   A private wealth advisory practice of Ameriprise Financial Services, Inc.
 
Presented by: Melissa Tosetti, Founder/President of The Savvy Life.
 
RSVP by: Friday, October 3rd to receive the Webinar link email.
                  Call: 306-4006, area code 678
                  Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it
                 Webinars have unlimited space!  Invite family and friends!
 
There is no cost or obligation.
 
Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc.  Member FINRA and SIPC.  Some products and services may not be available in all jurisdictions or to all clients.  ©2011 Ameriprise Financial, Inc.  All Rights Reserved.
 
 
 
 
If It Wasn't On Sale... PDF Print E-mail
Written by Melissa Tosetti   
Wednesday, 24 September 2014 13:24

By Melissa Tosetti

I was on a call with a client in Atlanta today and she told me a financial rule of thumb I had never heard before. 

She said that years ago she heard fashion designer Isaac Mizrahi interviewed and he advised that when thinking about purchasing a clothing item, ask yourself, "If it wasn't on sale, would I buy it".  She said it's saved her thousands of dollars over the years.  It also ensures she has a closet filled only with clothes she loves.

What a great piece of advice!  No matter how good the sale, if you're not madly in love with, leave it at the store.  

The best part of this habit is that it leaves that money available for when you do fall in love! 

Isaac Mizrahi

 
Here's What You Asked For... PDF Print E-mail
Written by Melissa Tosetti   
Sunday, 21 September 2014 16:20

By Melissa Tosetti
 
I'm overwhelmed by the amount of responses we received to our survey and by how many of you took the time to write comments. 
 
The information you provided is priceless and will dictate the direction of The Savvy Life over the coming days, weeks and months. 
 
The number one request for additional information was on the subject of how to spend less than you make.   In order of popularity, here are some of the other topics you'd like to learn more about:
  • How to build an Emergency Fund.
  • Save for Retirement.
  • Pay off Debt.
  • Savvy shopping strategies.
  • How to save time and money around your home.
  • Purposeful spending.
  • How to save for travel and find travel deals.
  • How to save time and money grocery shopping and cooking.
  • Basic money management.
  • How to get and stay organized.
What surprised me the most is how many of you asked for more blog entries, especially with information about my spending when it comes to raising Dante.  I’m flattered, and will be sure to blog much more often.

Many of the comments mentioned that you want information in as concise a manner as possible.  Knowing how busy we are all, we’ll work toward that goal.
 
As far as products and services, there was an overwhelming request for checklists for the holidays and other seasonal events. You also asked for a weekly email with a list of “Savvy Tasks for the Weeks”.  We'll begin working on it immediately and launch the first list in the next week or two.
 
There were many other specific requests which we will work to fulfill as well. 
 
The winners of the four Target Gift Cards have been notified.  In additional appreciation for you taking the time to respond to the survey, I would like to provide you with the number one tool you requested which is a checklist for holidays and other seasonal events starting with Halloween. 

To download your copy, click here: 5 Minute Halloween Organizer

 
Being in Control... PDF Print E-mail
Written by Melissa Tosetti   
Sunday, 10 August 2014 09:19

 
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