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When To Pull The Trigger PDF Print E-mail
Written by Melissa Tosetti   
Monday, 24 November 2014 08:56

By Melissa Tosetti
One of the aspects of Savvy Shopping is to time your purchases to coincide with seasonal sales. By timing your purchases, you can easily save 20% - 60% on just about everything you buy. 
A few weeks ago, while in Target, I came across a pair of riding boots that I fell in love with. A pair of combat boots also caught my attention.  Note: At birth I didn’t get the “shoe shopping gene”, but I definitely have a touch of the “boot shopping gene”. 
I decided to wait a week a week or two to see if the boots would go on sale. Yesterday morning, while in Healdsburg, CA visiting Paul’s family, I realized that with the official start of the holiday shopping season just a few days away, the likelihood of the boots selling out was high. I asked Paul if we could swing by Target on our way home. 
As we were driving to the store, I began formulating this article in my head. I was going to write about how a big part of savvy shopping is timing your purchases, but, how savvy shopping is also about only purchasing things you love. If you absolutely fall in love with an item, and it’s within your budget, go ahead and pull the trigger.  This is especially true with clothing.  If you wait too long, the item may sell out. 
As we walked into the store, I stopped to look at the new sales ads which I hadn’t had a chance to look up online that morning. I laughed out loud when I saw they were running a "buy one pair of boots get the second pair for 50% off" sale. I was rewarded for my patience after all!

The Three Rs of Holiday Shopping PDF Print E-mail
Written by Melissa Tosetti   
Wednesday, 19 November 2014 09:50

By Melissa Tosetti

Last month, I was contacted by a freelance writer from Walmart Magazine.  She was working on a story about unique ideas to make your holiday spending go further. The interview turned into an enjoyable conversation as we talked about our favorite holiday tips.

The article was just published this week.  To read it, click here: The Three Rs of Holiday Shopping.

Veteran's Day PDF Print E-mail
Written by Melissa Tosetti   
Tuesday, 11 November 2014 09:00

We want to thank the men and women who have served and are currently serving to protect our country.  Please know that our our gratitude is not confined to just one day a year.

Demonstration of Purposeful Spending PDF Print E-mail
Written by Melissa Tosetti   
Thursday, 23 October 2014 13:52
While in Atlanta this week for a speaking engagement, I received this email message from my Mom...
Went to Dick's Sporting Goods today. Big sale. Tried on 6 tops and put them in my basket......buy 1 get 1 free.  Remembered your Savvy advice, "Don't buy it unless you love it". Left with a box of new golf balls....LOVE THEM.
I love you honey, Mom

A great demonstration of purposeful spending from one of the savviest women I know!
If It Wasn't On Sale... PDF Print E-mail
Written by Melissa Tosetti   
Wednesday, 24 September 2014 13:24

By Melissa Tosetti

I was on a call with a client in Atlanta today and she told me a financial rule of thumb I had never heard before. 

She said that years ago she heard fashion designer Isaac Mizrahi interviewed and he advised that when thinking about purchasing a clothing item, ask yourself, "If it wasn't on sale, would I buy it".  She said it's saved her thousands of dollars over the years.  It also ensures she has a closet filled only with clothes she loves.

What a great piece of advice!  No matter how good the sale, if you're not madly in love with, leave it at the store.  

The best part of this habit is that it leaves that money available for when you do fall in love! 

Isaac Mizrahi

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