By Melissa Tosetti
The last of the three speaking engagements I had in Virginia was held in a private dining room at a club in Virginia Beach. There were about 10 women in attendance. After my presentation, we stayed at the table and talked about the impact of money on life for almost another hour.
One of the women educated and entertained us with stories of the six months she lived in Paris and how it changed her entire way of thinking about money - especially when it came to her spending on clothes. She was shocked at how everyone looks to the French as fashion icons, but in reality, most of the women she met had a wardrobe made up of a handful of black clothes. What gave their wardrobe depth were the gorgeous scarves they wore. So instead of a closet overflowing with clothes, they have basic, work-horse pieces and the stars of their wardrobe are their accessories.
As we all told our favorite money stories there was one woman in attendance who sat back and quietly took it all in. I will remember this woman for the rest of my life. Not just because she’s one of the most beautiful women I’ve ever met, but because of her presence. I can't find the exact word to describe her presence. The closest word that comes to mind is "noble".
I won’t even pretend to guess her age, but her gorgeous African American skin and stunning dark blue eyes defied the cane she used. She also wore her dark gray hair long and straight. I’m a sucker for long hair on older women.
This woman sat quietly the entire evening, listening to us jabber on and about the same time, the rest of us realized we were in the presence of a woman who obviously had stories to tell and lessons to teach. We asked her thoughts about money and what she said and the way she said it, reaffirmed for me the importance of the smallest details.
She said the one thing she remembered as a child was being told that “Pennies add up to nickels, nickels add up to quarters and quarters make dollars.”
Such a simple truth and yet, in this day and age, we don’t mind the dollars let alone the pennies. Money goes in and money goes out and we hope there’s enough to do the things we want to do. But, when we track our spending and pay attention to the pennies it makes a massively positive impact on our finances.
Magic happens when you begin to track your spending. You see where your money is going and you can redirect it to where you want it to go.
Start minding your pennies today!