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Savvy Shopping for April PDF Print E-mail

One of the aspects of Savvy Shopping is the habit of timing your purchases to coincide with seasonal sales.  During the month of April, there are plenty of opportunities to save on Food, Wardrobe Items and more. 

All things baking will be on sale this week.  It's likely that prices won't be this good again until Thanksgiving.  Depending on how much you bake, it might be worth stocking up.

Ham will be at the best price of the year.  Consider picking up an extra ham and putting it in the freezer.  Last year, I did just that and we enjoyed a beautiful ham dinner and then sandwiches with the leftovers the week after 4th of July. 

You'll also see great prices on some canned items. 

According to DealNews,  retailers began stocking spring items in February, so mid-season sales are starting now and you can save 25% - 40%. 

This is one of the best times of the year to purchase dress clothes and shoes for men, women and children. 

Yard and Garden Supplies
By watching the sales ads, you can purchase just about everything you need for your yard at a discount. 

Cleaning Supplies
Spring cleaning items are still at great prices. 

Spending Decisions PDF Print E-mail

By Melissa Tosetti
A few weeks ago I was contacted by Danielle Braff of the Chicago Tribune. She was writing an article about rules of thumb when it comes to purchasing trendy items and wanted to get my thoughts on the subject.  

The timing of her call was ideal.  Just a few days before, my mom and I were talking about how so much of what we do is on auto-pilot.  We have a tendency to make blanket decisions when it comes to most things in our lives, especially when it comes to spending.  

It's OK to have rules of thumb, but each time you're about to make a purchase, from a bottle of shampoo to a new car, think about:
  • What you're going to use the item for?
  • How long do you want it to last?
  • Is it something you're going to use or will it quickly turn into clutter?
  • Are you madly in love with it?  
Danielle's article came out earlier this week and there's a lot of great advice in it.  Click on the link to read her article: When Pondering Price Tags, Think Long-Term Desires, Not Just Trends.

10 Characteristics of Debt Free People PDF Print E-mail
What's the difference between those who struggle with debt and those who remain debt free? 
In the article 10 Characteristics of Debt Free People, AJ Smith details how those who are free of debt remain so.  It's a post worth reading!
Permisson To Spend PDF Print E-mail
How a Spending Plan gives you "permission" to spend on the things you want. 


How Much Can You Spend? PDF Print E-mail

Simple solution for deciding how much money you can safely spend on the things you want. 


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