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10 Back to School Shopping Bargains - For Adults PDF Print E-mail
Written by Administrator   
Tuesday, 03 August 2010
10 Back to School Shopping Bargains - For Adults


Just about everyone can benefit from back to school sales - especially, this year as retailers are offering deeper discounts in an effort to woo consumers.

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The Joys of Anticipation PDF Print E-mail
Written by Melissa Tosetti   
Thursday, 15 July 2010

By Melissa Tosetti

When you were a child, do you remember how excited you got at the thought of your birthday or the holidays? Looking forward to celebrating or opening presents was sweet torture.

When was the last time you got excited about a purchase? When was the last time you bought something and it really made you happy for hours, days or even weeks?

As adults, we have the ability to buy what we want, when we want, whether we can afford it or not. A sad byproduct of this type of consumerism is the lack of anticipation. You no longer look forward to making a purchase. You just buy it on credit. Instead of the joys of anticipation, you often experience the dread of your credit card bill.

The items you purchase, outside the genre of toilet bowl cleaner and gas, should bring you happiness. It is possible to bring this type of joy back into your life. In fact, there are many positive side effects to using anticipation as a way to make purchases. 
 

Even if you can afford an item right away, consider waiting before making the purchase. Anticipating an item gives you time to think about it. If you wait a day or a week and you are still thinking about it, chances are it will continue to make you happy. If a day or a week later you have forgotten about it, then you have saved money and clutter! This is an easy and useful tool for filling your home with things that you love.

Using anticipation as a way to curb impulse purchases is an enjoyable way to control a harmful habit. Impulse purchases steal your focus from the financial goals you have set, whether it is a vacation in Italy or achieving a certain amount in your savings account. Using anticipation will help keep you focused to spend the money on the things you want.

Waiting to purchase an item adds to its value. You will appreciate the item you waited for so much more than anything purchased on a whim.

Are you ready to experience the joys of anticipation? Decide what you want. Write it down so you can stay focused and include the date that you want to make the purchase. Then, revel in the anticipation!

 

 
Saving the Money You Save PDF Print E-mail
Written by Melissa Tosetti   
Monday, 22 February 2010
How often has this happened to you?
  • You worked overtime, but the extra money you earned seemed to evaporate into your checking account.
  • You saved a ton on your grocery bill, but the savings just slipped away from you.
  • You paid off your credit card bills, but the money you used to spend on payments hasn't made a positive impact on your finances.
We love to save money, but too often, the money saved gets mindlessly spent elsewhere. Nothing is saved after all. The only way to preserve it is to physically set that saved money aside. It takes a conscious effort and a little discipline, but your savings will add up quickly.
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Enjoy a Cozy Winter PDF Print E-mail
Written by Suzanne Haze   
Sunday, 03 January 2010

clip_image001It's been a long day at work.  It's cold and wet outside and you can think of nothing else but going home.  Make your home even more of a sanctuary from the winter weather with these tips.

 

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It's Not About Being Cheap PDF Print E-mail
Written by Melissa Tosetti   
Monday, 02 November 2009
Living the Budget Savvy life isn't about being a cheapskate, a miser or a tightwad.
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